Our Loan Programs

  • The widest range of loan products anywhere

    The same lending solution does not apply to every individual customer. Our expertise and extensive financial network allows us to offer our customers more personalized lending solutions than other firms.

    Scroll down to see our lending solutions!
  • If you have questions, our loan officers are trained to help you select the best option for your individual needs.

    Call (877) 856-3073

  • Conventional Loans

    Conventional loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac. WashingtonFirst Mortgage is approved to underwrite and sell closed loans directly to both Fannie Mae and Freddie Mac. This allows us to provide our customers with better pricing and fewer restrictions imposed by other lenders.

    • Fannie Mae Direct Seller for all product offerings
    • Freddie Mac Direct Seller for all product offerings
  • Veteran’s Administration (VA) Loans

    We are an approved VA lender with the expertise and programs to help veterans finance their first home or refinance an existing loan.

    • Special streamlined refinancing
    • First Time Buyer veteran loans
    • Multi-use Jumbo VA loans
  • Jumbo Loans

    A Jumbo mortgage is a mortgage loan in an amount above conventional conforming loan limits. Due to the high prices of homes in our market area, WashingtonFirst Mortgage has developed a suite of highly competitive Jumbo loan programs for our customers.

    • Fixed and ARM loans to $5 million
    • Trusts acceptable
    • Asset depletion for income
    • Interest-only loans
  • First Time Home Buyer Programs

    First time home buyers are the key to a healthy real estate economy. WashingtonFirst Mortgage is a leader in this area and has been approved by government agencies in DC, Virginia and Maryland to help individuals realize the American dream of owning a home.

    • Fannie Mae HomeReadyTM
    • FHA (U.S. Federal Housing Administration) loans
    • USDA (U.S. Department of Agriculture) loans
    • VHDA (Virginia Housing Development Authority) loans
    • FHLB (Federal Home Loan Bank) Grants
    • Maryland CDA loans
    • DC Open Doors loans
  • Construction Loans

    Building a new home, or renovating your existing property, can be a challenging effort. Choosing WashingtonFirst Mortgage as your financial partner will help you to have a successful project. We offer a wide variety of construction lending options through our parent company WashingtonFirst Bank.

    • New construction lending
    • Home renovation loans
    • FHA 203k home rehab loans
  • Portfolio Loans

    If your employment, property or loan amount don’t fit into one of the traditional lending options, we offer common sense loans that can often provide a financial solution to your unique situation. We are able to make quality loans where others simply cannot.

    • Bridge loans
    • Multiple properties
    • Multi-use properties
    • Non-warranted condos
    • Non-occupant co-borrowers
    • Newly self-employed
    • Cross collateralization
    • Loans to partnerships or LLCs
    • Common sense lending
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  • Start your online loan application right away!

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